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Schwinn 20-Inch Loop Folding Bike Review

As many other solid steel bikes, the Schwinn 20-Inch Loop Folding Bike is built to last. It feels sturdy and safe, but it is also heavier than other models. That is why this bike is not ideal for commuters, it’s an occasional use bicycle. It is well-constructed and super easy to fold and refold. The bicycle can turn quickly and is very agile in city traffic conditions. It has seven speeds that ease the riding experience even further.

Schwinn 20-Inch Bike Specifications

Every Schwinn Loop Folding Bike comes with 20-inch wheels. This is the ideal wheel size for a city bicycle because it enables a very agile and safe ride. The frame is made out of steel. That makes it durable and sturdy, but it also makes it heavier. All bikes come with a seven speed system, alloy linear pull brakes and a nylon carrying bag.

Design and Build

The Schwinn 20-Inch Loop Folding Bike was originally designed for commuters. It looks good and offers a nice sturdy ride, but the problem is that some users may find this bicycle a little too heavy. There is an aluminum alloy frame folding bicycle model that is much lighter, but it’s also twice as expensive.

You can see right away that the entire cycle is well-designed. The low stand frame and a rigid fork allow riders to get on and off the bicycle easily. It is an agile model that is just perfect for short distances through city traffic and it takes only about 15 seconds to fold the bike up. The folded up size is 30″ X 32″ X 11, making it easy to store almost anywhere. The cycle is perfect for campers and boaters.

The cycle also tackles hills and steeper terrain without problems due to its 7 speed shifting system that allows easy pedaling. The alloy linear pull brakes have a strong grip that provides with sure stopping power. Full fenders and a rear cargo rack come with the bike, as well as a heavy nylon bag designed to make carrying and storing it even easier.

Awesome Features

Schwinn 20-Inch Loop Folding Bike

If you are looking for a practical and well-designed folding bike, the Schwinn 20-Inch Loop is a great pick. First of all, this bicycle is among the best steel frame folding cycles on the market. It offers a nice compromise between the price and function. It doesn’t cost much, and it has all of the benefits of a folding bicycle.

This model comes in two colors, black and green. It folds up in under 20 seconds to a size that is easy to store and carry around. The nylon bag that is included with the bicycle makes it even easier to carry, but the weight of 33 pounds may prove a little too heavy for some. The built in carrier rack on the back wheel is perfect for carrying a bag or some light luggage.

Every unit comes with fenders and city tires. The breaks work great, they stop the bike in under three seconds even if it is going over 20 miles an hour. It takes some getting used to, but the fact stays that this cycle fits its purpose.

The Negatives

Well, since it’s a steel frame bike, the biggest problem about it is the weight. The 33 pounds can be too much for smaller people to carry around. That is why most commuters decide to buy an aluminum alloy bicycle which is much lighter.

The seat included with this cycle is uncomfortable to say the least. It is hard and narrow, so buying a different seat is a must.

Schwinn decided to keep the cost of this model down and that is why they used the lowest-end derailleur shifting system that will wear out quickly if the ride it every day.

The Schwinn 20-Inch Loop Folding Bike is a sturdy and steady bike that is heavy duty for the purpose of the fact that it will last an owner a very long time. There is good quality bikes and great quality bikes; this is a great quality bike and it has seven speeds that it can shift into. It is made out of steel, which is what contributes to its weight. Because it is dense, it is not the best bike for commuting. Getting on and off a bus, packing it away in a car, or trying to get it to fold to get onto a train would be more difficult than another folding bike of its size, although the folding process is quick and easy. It is still a great bike to get around in though because it is great in areas where it is populated with cars and can get around easily in any area of the city.

The twenty inch wheels help to assist in safety and agility. It is a stress free and enjoyable ride through any city. Many really enjoy the luxury of its smooth riding capabilities. It has a nylon carrying bag, alloy linear pull brakes, and a seven speed system which assists with the ebb and flow of the hills of the city. Most find it to be a very comfortable and helpful bike for a city ride.

The fold up is quick and easy taking a maximum of ten to fifteen seconds to fold up. When folded it is thirty inches by thirty two inches by eleven inches. Therefore, one can put it practically anywhere: a small space in the attic, under the seat of a bus, in a small trunk of a car, or even some lockers such as at school or the gym. It is extremely easy to get on and off as the stand frame is not high and a firm fork. It is excellent when not traveling far and can do great getting through heavy and populated streets.

The fact that it is so heavy is what makes it extremely difficult to do the purpose for which it was created: commuting. It is a good ride but unfortunately the weight does make it hard to enjoy moving and folding to get it from one place to another. It is comparable in its ride to an aluminum alloy folding bike but the problem with that one is that it is much more expensive. It is much lighter though, so if a consumer is willing to pay the extra to make the commute an easier one, it is worth it to buy that model instead. Many commuters will do just that because thirty three pounds can be too heavy for a smaller framed person to try to lug around here and there to try to get around easily. It is a bit more difficult. This is the major down side to this bike.

It has the great perks of a folding bike in an affordable price range in which it functions well and is designed excellently. It is one of the most popular of the steel framed bikes out there today and does the job it was meant to do in getting people from point A to point B.

Because it has seven speeds, it is able to get through hills and harder climbs much easier. The stopping because of its alloy linear pull breaks are extremely strong. It is able to be held within the nylon bag and the fenders and rear cargo rack are also included with the bike. These extra features make this bike a little easier and appealing due to the shear fact that other than the weight of the bike, it is an excellent bike.

Because it is easy to store and relatively easy to carry because of the nylon bag, it is a good choice for a folding bike. The weight is thirty three pounds which might be a bit heavy for some people, but the carrier rack on the back wheel is a great commodity that assists in carrying a small back pack, groceries, or a gym bag. There are two colors to choose from, black or green.

When going twenty miles per hour and trying to break quickly, one can rely on these breaks. They stop within three to four seconds. The only other major issue with the bike other than its weight would be the seat. It is not soft and does not allow one to sit comfortably. The seat is may not be plush but fortunately it is easy to replace.

Although the shifting system is helpful for hills, it is not the best quality. This was made this way in order to keep the costs low. It is critical to realize that if the bike is being used daily it may quickly wear out. The cost is worth it if one keeps in mind the shifting and heaviness of the bike. The Schwinn 20-Inch Loop Folding Bike is a recommended bike for those looking for a less expensive and good looking folding bike!


  • Good design and build

  • Cheap

  • Adjustable seat

  • Easy to fold and ride

  • Awesome brakes

  • Bike rack included


  • Heavy

  • Uncomfortable seat

  • Poor gear mechanism

  • Low quality carry bag


The Schwinn 20-Inch Loop Folding Bike is a great pick for commuters who do not want to spend too much money on a folding bicycle. Of course, that comes with some issues, like a heavy frame and low quality shift system, but overall, this is a cheap, sturdy, and well-designed bicycle.